As the owner of an IT MSP in the Atlanta area, I hear horror stories about people losing data too often to want to think about. We always strongly recommend data backups to our clients so that they don't have to face that loss and the financial costs that come with it. My opinion and advice for businesses or even hobbies that incorporate large amounts of data is to ALWAYS have a data backup, preferably including an offsite copy.
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2233 Hits